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An American businessman of Hispanic heritage, a native Texan born and raised in Houston, Texas.  Mr. David is the youngest of five children.  His parents immigrated to the United States in 1950.  They came from well to do families settling first in Chicago, then to Houston.  Mr. David's parents were well known business entrepreneurs in the Hispanic community of Navigation and Jensen Drive area.  They were active parishioners of Our Lady of Guadalupe Church.  Their Texaco gas station business was featured in the Houston Chronicle in the late 70's where they were an iconic fixture for over twenty years. They invested in real estate mainly multifamily apartments and single family homes and several successful retail businesses in the Houston area. 

Mr. David attended private Catholic schools at Blessed Sacrament and Our Lady of Guadalupe where he was taught by the Catholic nuns followed by the Basilian fatherhood at St. Thomas High School.  Mr. David studied at the University of Houston whereby his favorite subjects were international business, world history, and psychology.  He attended real estate classes at Houston Community College and the Champions School of Real Estate.  He enjoys hiking, beach living, and traveling. Mr. David's background is in finance, international business, real estate, and import/export.  

Mr. David started his business in 1980.  He was a Big Brother to an orphan in the late 70's during his senior year at St. Thomas High School.  He also participated delivering meals to senior citizens in need of food assistance. Mr. David engaged a successful career in the residential mortgage business originating prime and subprime home loans from 1990 to 2003 facilitating new home buyers the American dream of home ownership.  He was the first to create a commercial down payment assistance  program providing equity monetization for investors purchasing investment properties.  Mr. David's career achievement also includes the importation and distribution of high quality facsimile paper imported from Australia developing a national network of distributors serving small businesses in the U.S. and Canada.

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